Claim scenarios
When a Child Is Injured in a Car Accident

Overview
Seeing your child hurt in a car accident is distressing, and navigating a claim on their behalf while caring for them can feel like a lot to manage at once. The NSW CTP scheme can apply to children injured in a motor vehicle accident, though claims involving minors are generally handled a little differently, often through a parent or guardian. This page offers general information to help you understand the early steps, with care for what your family is going through.
Key points
- Children injured in an accident may be able to access certain defined benefits
- A parent or guardian is generally involved in managing a claim on a child's behalf
- Claims involving minors can have particular considerations, including around time limits
- Clear, age-appropriate documentation of a child's injuries and recovery is important
- Check SIRA and consider legal advice from a solicitor experienced in these claims
Your situation
Work out where you stand
How we help
CTP Doctor is a medical service, not a law firm. We focus on the medical side, assessing your child's injuries by telehealth across NSW, or in person where appropriate — your doctor confirms which suits the injury — in a way that is mindful of their age and comfort, and providing the certification the scheme requires. Where appropriate, we coordinate physiotherapy, psychology and other allied health support suited to children. Legal questions about managing a claim on your child's behalf are best directed to SIRA, and if you would like to speak with a solicitor, we can introduce you to an independent solicitor experienced in these matters — no referral fees, no arrangement between us, the choice is yours.
What this means
Children injured in a motor vehicle accident may be able to access certain defined benefits under the scheme, with a parent or guardian generally involved in managing the claim on their behalf. There can be particular considerations that apply to claims involving minors, including how time limits work, and these are specific to the scheme and can change. Because of this, it is important to check SIRA and consider seeking legal advice from a solicitor experienced in claims involving children. This is general information only and not advice about your particular situation.
This is general information, not legal advice — for the scheme rules check SIRA, and for legal questions speak to a solicitor.
Frequently asked questions

Next step
See a CTP doctor about it
Often seen within the week. Telehealth across NSW, or in person where appropriate. No claim number needed to start.
