Near the Coolangatta border or out among the Murwillumbah cane fields, our CTP doctors assess crash injuries by telehealth and complete your Certificate of Fitness.
Northern Rivers
Car accident doctor for the Tweed: CTP injury care
Last updated , 9 min read

Our CTP doctors consult by telehealth with people anywhere in Tweed Shire. Being hurt on the M1 or Tweed Valley Way doesn't have to mean a long drive to be assessed. You might be in Banora Point, a beach street in Kingscliff or on a cane farm outside Murwillumbah. Either way, the first consultation records what the crash did to you and sets out the care you need. Our doctors complete the Certificate of Fitness your claim relies on and write a treatment plan, which can include physio, psychology and exercise physiology with our team. If a hands-on examination would be better, we'll talk through how to arrange one.
The shire runs from the border at Tweed Heads down the coast through Casuarina and Pottsville, then inland past cane fields to Uki and Tyalgum below Wollumbin. Passenger trains no longer run to Murwillumbah, where the old line is now a rail trail, so getting around means a car, a coach or a lift from someone. That makes appointments hard while you're sore, and harder again if you can't drive after the crash. With telehealth, reviews and updated certificates happen from home rather than after a trip along Kyogle Road or the valley roads into town.
On this page8 sections
Local road safety
Where people are hurt on the roads in the Tweed
Transport for NSW crash data shows that between 2020 and 2024, more than a thousand people were killed or injured in crashes on Tweed Shire roads. Among the places named most often are Banora Point, Tweed Heads and Tweed Heads South, where people live and shop. The local street that comes up most is Minjungbal Drive. Away from the main centres, Kyogle Road, Clothiers Creek Road and Tweed Coast Road recur. Riders stand out in the figures. Motorcycles were involved in about one in six crashes and bicycles in roughly one in thirteen. Their injuries tend to differ from those of people inside a car, which is worth knowing when you're assessed.
| Year | Crashes where someone was hurt | Killed | Seriously injured | All casualties | All recorded crashes (including tow-away crashes) |
|---|---|---|---|---|---|
| 2020 | 160 | 3 | 56 | 230 | 217 |
| 2021 | 163 | 1 | 46 | 197 | 235 |
| 2022 | 164 | 7 | 51 | 217 | 242 |
| 2023 | 162 | 3 | 51 | 201 | 223 |
| 2024 | 167 | 5 | 40 | 209 | 256 |
| 2020 to 2024 | 816 | 19 | 244 | 1,054 | 1,173 |
Roads and streets with the most crashes where someone was hurt
- 1.Pacific Highway122 crashes
- 2.Tweed Valley Way79 crashes
- 3.Minjungbal Drive44 crashes
- 4.Kyogle Road38 crashes
- 5.Tweed Coast Road33 crashes
Localities where people were hurt most often
Localities as recorded by Transport for NSW. A crash near the council boundary can carry the name of a locality next door.
- 1.Tweed Heads South85 crashes
- 2.Tweed Heads78 crashes
- 3.Chinderah61 crashes
- 4.Banora Point61 crashes
- 5.Murwillumbah56 crashes
Road-user mix. Of the 816 crashes where someone was hurt in 2020 to 2024, 17% involved a motorcycle, 5% a pedestrian, 8% a bicycle, 5% a heavy vehicle and under 1% an e-scooter (a crash can involve more than one). Crashes in speed zones of 90 km/h or more made up 21% of the total.
Main roads through the Tweed
- Pacific Motorway (M1)
- Tweed Valley Way
- Tweed Coast Road
- Kyogle Road
- Gold Coast Highway
- Kennedy Drive
Source: Transport for NSW, NSW Road Crash Data 2020 to 2024 (open data). Casualty crashes by LGA of crash. View the dataset (opens in a new tab)
First steps
After a crash in the Tweed: getting checked and recorded

Make sure everyone is safe, then get the other driver's name and registration. Check whether the car is registered in NSW or Queensland, since Queensland cars are common this close to the border. Where police didn't come out, contact them yourself and write down the event number. See a doctor soon, even if the soreness seems minor, so your injuries are on record from the start. A telehealth consultation with us can be set up from home. After a Kennedy Drive bump or a valley-road crash, the rego you noted matters, as claims go to the at-fault car's CTP insurer.
Get safe, then get help
Call 000 if anyone is seriously hurt or in danger. For police attendance when it isn't an emergency, the Police Assistance Line is 131 444.
Report it and keep the event number
Report the crash to police if anyone was hurt, a driver left the scene or a car was towed. Keep the event number: the claim form asks for it.
Swap details and take photos
Get names, phone numbers, licence details and registration plates from every driver, and witnesses' details before they leave. Photograph the scene when it's safe.
See a doctor early
Ideally within a day or two, even if you feel fine. Pain often builds over the following days. An early appointment records your injuries and starts your Certificate of Fitness.
Which CTP insurer handles your claim
You claim with the CTP (green slip) insurer of the vehicle most at fault, worked out from its registration. If that vehicle can't be identified, the claim may go to the Nominal Defendant.
Lodge the claim form
The form is the Application for Personal Injury Benefits, backed by your Certificate of Fitness. Our step-by-step lodging guide walks through it.
Time limits
A claim served within 28 days of the accident can have benefits backdated to the accident date. A common reference point for lodging is three months from the accident. Your circumstances can change the dates, so confirm yours with SIRA or a solicitor.
CTP injury care
Car accident injury care for the Tweed: your first appointment

Crash injuries don't always show on the day. Neck and back pain after a rear-end hit in Minjungbal Drive traffic can build over the following days. A rider who comes off on a bend on the way to Tyalgum may find shoulder, wrist or knee damage under the grazes. Being assessed early puts those injuries on record and links them to the crash, which is what the insurer looks for. At your first consultation, our doctor takes a history, checks what can be examined by video, completes your Certificate of Fitness and drafts a treatment plan. If you need physio, psychology or exercise physiology, our team can take it from there. The CTP insurer generally pays for treatment that is reasonable and necessary for your accident injuries; it decides what's approved, and its decisions can be reviewed.
Our CTP doctors see people injured in motor vehicle accidents across NSW. The first appointment does four jobs, and each one feeds the claim:
A proper assessment
The doctor takes a history of the crash, examines you and records a diagnosis for each injured area, including the ones that seem minor today.
Your Certificate of Fitness
The main medical document in a NSW CTP claim. It records your injuries, your capacity for work and what you can and can't do. The first one must come from a medical practitioner, and each one generally covers up to 28 days, so it's renewed as you recover. See what a Certificate of Fitness should include.
A treatment plan
What you need next, such as physiotherapy, psychology or exercise physiology, with clear reasons the insurer can act on.
The records the insurer asks for
Dated notes, referrals and reports that link your symptoms to the crash. Insurer decisions lean on them, so they need to be specific.
More detail: the CTP medical assessment, and physiotherapy, psychology and exercise physiology under CTP.
CTP injury care
Common injuries after crashes in the Tweed
Every crash is different, but some injuries come up again and again after car crashes. Many don't show their full extent on the day:
- Whiplash and other neck injuries, common after rear-end collisions.
- Back injuries and other soft-tissue injuries: sprains and strains that stiffen over the following days.
- Fractures: most are obvious, but some in the wrist, foot or ribs are subtle and need imaging to confirm.
- Concussion and headaches, which can happen without a direct blow to the head.
- Psychological injury, such as anxiety about driving, poor sleep or flashbacks.
Our guide to car accident injuries and their symptoms covers the warning signs.
The road-user mix above shows who else gets hurt on the roads in the Tweed. Each of these groups has its own injury pattern:
Motorcycles
Riders have little protection, so fractures and wrist, knee and ankle injuries are more common. See motorcycle accidents in NSW.
Bicycles
Cyclists often land on a shoulder, wrist or hip. See shoulder injuries and cyclist hit by a car.
Heavy vehicles
Crashes with trucks involve more force, so injuries tend to be more serious, and the shock can linger. See psychological injury.
Pedestrians
A person struck by a vehicle can have leg, pelvic and head injuries, often more than one at once. See pedestrian hit by a car.

Been in an accident?
Book an appointment with one of our CTP doctors. We coordinate your care and handle the paperwork.
CTP benefits
What CTP pays for, and weekly payments
Approved treatment is generally arranged through the CTP scheme rather than paid by you directly. Depending on your injuries, it can include:
- Appointments with our CTP doctors, and specialist care where it's needed.
- Physiotherapy, psychology and exercise physiology with our allied health team.
- X-rays, scans and other imaging when they're clinically justified.
- Medication prescribed for your accident injuries.
- Reasonable travel to approved treatment, where the insurer agrees. Check its process first.
If your injuries stop you working, or cut your hours, weekly payments may be paid where the scheme rules allow. The amount is based on your pre-accident earnings, it steps down at set points, and there's a cap. Your Certificate of Fitness records your capacity for work, so keep it current. Being mostly at fault, or having an injury classified as minor, shortens how long some benefits run. See CTP weekly payments, minor vs non-minor injury and CTP benefits in NSW.
Booking
Telehealth or in person: how to book

Telehealth makes it simpler to see a CTP doctor from the Tweed without a long drive while you're sore. Where an in-person examination is needed, we'll talk through the options when you book.
Book online or call
Use the booking form or call (02) 7238 7379.
We confirm by phone
We call to confirm the time, whether it's telehealth or in person, and what to bring.
Bring what you have
Photo ID, the police event number, a claim number if you already have one, any scans or hospital letters, and a list of your medications.
New to telehealth? Here's what to expect from a telehealth CTP appointment.
Around the area
Suburbs and towns across the Tweed
These are some of the suburbs and towns in the Tweed. We see people from all of them. Where we have a local page, the name is linked.
- Banora Point
- Murwillumbah
- Tweed Heads
- Tweed Heads South
- Kingscliff
- Pottsville
- Tweed Heads West
- Bilambil Heights
- Terranora
- Casuarina
- Bogangar
- Cabarita Beach
- Chinderah
- South Murwillumbah
- Burringbar
- Cudgen
- Bray Park
- Uki
- Fingal Head
- Hastings Point
- Tyalgum
- Tumbulgum
Neighbouring council areas: Byron, Kyogle, Lismore. The council area also borders Queensland.
Frequently asked questions
In many cases, yes. Our doctors can assess you by video and complete the Certificate of Fitness so it can go with your claim. Some injuries need a hands-on examination or imaging, and if that applies to you, we'll say so and help you plan the next step. Later reviews and updated certificates can usually be done the same way, which saves a trip into Tweed Heads while you're still sore.
Cyclists hurt in a crash involving a motor vehicle can generally claim under CTP. Our doctors assess and record every injury, from grazes and fractures to concussion and the shock that can follow, then plan your care. We complete the Certificate of Fitness, and our physios or psychologists can see you if you need them. The at-fault vehicle's CTP insurer generally covers treatment that is reasonable and necessary; it decides what's approved, and those decisions can be reviewed.
Yes. Because the crash was on the NSW side, it can generally be a NSW CTP claim even though you live in Queensland. A video consult from home in Coolangatta or Robina works just like one for a Banora Point local, covering the assessment, a plan for your care and the Certificate of Fitness. If the crash was on the Queensland side of the border, what you can claim depends on Queensland's rules instead. If your claim runs into a dispute, we can point you to independent legal help.
No. You can book before you've lodged a claim. The Certificate of Fitness from your first appointment is one of the documents your claim needs, so the appointment often comes first.
- Transport for NSW: NSW Road Crash Data (open data) (opens in a new tab)
- SIRA: Motor accidents and CTP (green slip) information (opens in a new tab)
- SIRA: Certificates of fitness for motor crash injuries (opens in a new tab)
- SIRA: What you can claim, medical expenses (opens in a new tab)
- NSW Legislation: Motor Accident Injuries Act 2017 (opens in a new tab)
About the area
- Wikipedia: Tweed Shire (opens in a new tab)
- ABS 2021 Census QuickStats (opens in a new tab)
- Wikipedia: Pacific Motorway (Brisbane–Brunswick Heads) (opens in a new tab)
- Wikipedia: Gold Coast Highway (opens in a new tab)
- Wikipedia: Tugun Bypass (opens in a new tab)
- Wikipedia: Gold Coast Airport (opens in a new tab)
- Wikipedia: Murwillumbah railway station (opens in a new tab)
- Wikipedia: Northern Rivers Rail Trail (opens in a new tab)
- Wikipedia: City of Lismore (opens in a new tab)
- Wikipedia: Kyogle Council (opens in a new tab)
- Wikipedia: Byron Shire (opens in a new tab)
Last checked:
General information, not legal advice. CTP Doctor is a medical clinic, not a law firm or an insurer, and this page isn't medical advice for your situation. For the scheme rules, see SIRA.

Next step
See a CTP doctor after a crash in the Tweed
Often seen within the week. Telehealth across NSW, or in person where appropriate. No claim number needed to start.





