Claim scenarios
Injured as a Pedestrian Hit by a Car
Overview
Being struck by a car while walking, whether crossing a street, standing on a footpath or waiting near traffic, can be frightening and can leave you with injuries ranging from bruising to something far more serious. As a pedestrian, you were not behind the wheel of any vehicle, and many people in this situation are unsure whether the CTP scheme even applies to them. This page explains, in general terms, what being hit by a car as a pedestrian can mean for accessing medical care.
Key points
- Pedestrians struck by a registered vehicle may be able to access the CTP scheme
- As the injured pedestrian, questions of fault typically concern the driver, not you
- Which insurer is involved depends on the vehicle and circumstances of the accident
- Acting promptly matters, as claims served within 28 days can have certain benefits backdated
- Check SIRA and consider legal advice for your specific situation
Your situation
Work out where you stand
How we help
CTP Doctor is a medical service, not a law firm. We focus on the medical side, assessing your injuries by telehealth across NSW, or in person where appropriate — your doctor confirms which suits your injury — providing the certification the scheme requires, and documenting the impact on your work and daily life. Where appropriate, we coordinate physiotherapy, psychology and exercise physiology to support your recovery. Legal questions about fault and which insurer applies are best directed to SIRA, and if you would like to speak with a solicitor, we can introduce you to an independent solicitor — no referral fees, no arrangement between us, the choice is yours.
What this means
The NSW CTP scheme is generally concerned with injuries caused by a registered motor vehicle, and this can extend to pedestrians struck by that vehicle, not only its occupants. Because you were not driving, questions of fault usually sit with the driver, but the details of how a claim proceeds, including which insurer is involved, depend on the circumstances of the accident. These rules are specific and can change, so it is important to check SIRA and consider seeking legal advice. This is general information only and not advice about your particular claim.
This is general information, not legal advice — for the scheme rules check SIRA, and for legal questions speak to a solicitor.
Frequently asked questions
Next step
See a CTP doctor about it
Often seen within the week. Telehealth across NSW, or in person where appropriate. No claim number needed to start.