Can I really get treatment if the accident was my fault?

Under the NSW CTP scheme, certain defined benefits such as medical treatment may be available even to at-fault drivers, particularly in the early period after an accident. The rules and any limits depend on your circumstances, so it is best to check SIRA or speak with a solicitor.

How long can an at-fault driver receive benefits?

Defined benefits may be available for an initial period, with ongoing access depending on factors such as injury severity and the circumstances. These time frames are set by the scheme and can change, so checking SIRA gives you the current position.

Will being at fault affect my treatment with you?

No. Our role is to assess and document your injuries and coordinate appropriate treatment, regardless of how the accident happened. Questions about fault and entitlements are handled by SIRA or a solicitor, not as part of your medical care.

Should I still lodge a claim if I think I caused the accident?

It is generally worth lodging promptly, as some support may be available regardless of fault and the scheme has time frames that matter. Checking SIRA or speaking with a solicitor can help you understand your options before deciding.

Claim scenarios

Being the At-Fault Driver in a Motor Vehicle Accident

General guidance and telehealth support for drivers who may have been at fault and are dealing with a CTP claim in NSW.

Book an appointment (02) 7238 7379

Part of: CTP claims guide

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Overview

Many people assume that being at fault in an accident means they cannot receive any support for their injuries. Under the NSW CTP scheme, this is not always the case. The scheme was designed to provide certain defined benefits to injured people more broadly, which can include drivers who were at fault, at least for an initial period. This page explains, in general terms, what that can mean for accessing medical care.

Key points

Being at fault does not automatically exclude you from all support
Certain defined benefits may be available, often for an initial period
Ongoing access can depend on injury severity and the circumstances
Lodging a claim promptly can help avoid issues with time limits
Check SIRA and consider legal advice for your specific situation

Your situation

Work out where you stand

Start the check (02) 7238 7379

How we help

We focus on the medical side of your claim, assessing your injuries by telehealth, providing the certification the scheme requires and documenting the impact on your work and daily life. Where appropriate, we coordinate physiotherapy, psychology and exercise physiology to support your recovery. Questions about fault, entitlements and compensation are legal matters best directed to SIRA or a solicitor.

What this means

Under the NSW scheme, certain defined benefits, such as treatment and some income support, may be available to at-fault drivers, often for a defined early period after the accident. Beyond that period, ongoing access can depend on factors such as the severity of the injury and the circumstances. These rules are specific and can change, so it is important to check SIRA and consider seeking legal advice. This is general information only and not advice about your particular claim.

This is general information, not legal advice — for the scheme rules check SIRA, and for legal questions speak to a solicitor.

Frequently asked questions

Part of the guide

This guide is part of CTP Claims in NSW: The Complete Guide

Next step

See a CTP doctor about it

Often seen within the week. Telehealth across NSW, or in person where appropriate. No claim number needed to start.

Book an appointment (02) 7238 7379