Who can claim
Injured as a Motorcyclist in a Motor Vehicle Accident

Overview
This covers people injured while riding a motorcycle or scooter in a road accident, whether involving another vehicle or a single-vehicle crash. Motorcyclists have little physical protection and often sustain more severe injuries, including fractures and multiple injuries. The way the CTP scheme applies depends on the circumstances of the accident. We focus on assessing your injuries and supporting your claim with clear medical documentation.
Common injuries
Multiple fractures, including legs, arms and pelvis
Head injuries and traumatic brain injury
Spinal and back injuries
Chest and rib injuries
Shoulder and collarbone injuries
Severe road rash and soft-tissue injuries
Psychological effects such as trauma and anxiety about riding
Coverage check
Check if you're covered
How we help
We assess your injuries by telehealth, provide the medical certification the scheme requires and document the impact on your work and daily life. Where appropriate, we coordinate physiotherapy, psychology and exercise physiology to support your recovery, and direct you to urgent or specialist care when needed. We help you navigate the relevant paperwork so the process is clearer. Our focus is the medical side; questions about liability and compensation are best directed to a solicitor.
CTP eligibility
Motorcyclists injured in a motor vehicle accident may be able to access the CTP scheme, and certain defined benefits may be available depending on the circumstances, including in some cases where the rider was at fault. Eligibility and any limits depend on the circumstances and the scheme, so it is important to check SIRA and lodge promptly. We do not provide legal advice; questions about fault and entitlements are best directed to SIRA or a solicitor.
Rules vary by circumstance and injury — confirm your situation with SIRA.
Key points
Motorcyclist injuries are often severe and may need urgent care
Some defined benefits may be available depending on the circumstances
Lodging a claim promptly can help avoid issues with time limits
Early medical documentation supports your claim
Check SIRA for current scheme rules and entitlements
Frequently asked questions
Part of the guide
This guide is part of CTP Claims in NSW: The Complete Guide

Next step
See a CTP doctor about it
Often seen within the week. Telehealth across NSW, or in person where appropriate. No claim number needed to start.
