Can I make a CTP claim if I was hit while cycling?

Cyclists injured by a vehicle can generally access the CTP scheme, as the cover follows the vehicle involved. The details depend on your circumstances and the scheme, so it is best to check SIRA or speak with a solicitor.

Does wearing or not wearing a helmet affect my claim?

Factors such as helmet use may be considered in a claim, and how they are weighed depends on the circumstances. This is a legal question rather than a medical one, so it is best to seek advice from SIRA or a solicitor. We focus on assessing and documenting your injuries.

What if the driver left the scene?

There are arrangements within the scheme for people injured by a vehicle that cannot be identified, but the rules are specific and depend on the circumstances. It is best to check SIRA and seek legal advice. We can begin your medical assessment in the meantime.

Can you help with both my injuries and anxiety about riding again?

Yes. We can assess physical injuries and psychological effects such as anxiety about returning to riding, which are common after a crash. We can coordinate physiotherapy and psychology support as part of your treatment plan.

Who can claim

Injured as a Cyclist by a Motor Vehicle

Telehealth support for cyclists injured by a motor vehicle who are dealing with a CTP claim in NSW.

Book an appointment (02) 7238 7379

Part of: CTP claims guide

Overview

This covers people injured while riding a bicycle when struck by a vehicle, including on roads, at intersections and in shared traffic. Cyclists are vulnerable road users and can sustain significant injuries from being thrown from the bike or struck directly. The CTP scheme generally covers people injured by a vehicle, including cyclists. We focus on assessing your injuries and supporting your claim with clear medical documentation.

Common injuries

Collarbone and shoulder fractures
Wrist and hand injuries from breaking a fall
Head injuries and concussion
Spinal and back injuries
Hip and leg fractures
Road rash and soft-tissue injuries
Psychological effects such as anxiety about riding

Coverage check

Check if you're covered

Check eligibility (02) 7238 7379

How we help

We assess your injuries by telehealth, provide the medical certification the scheme requires and document the impact on your work and daily life. Where appropriate, we coordinate physiotherapy, psychology and exercise physiology to support your recovery, and direct you to urgent or specialist care when needed. We help you navigate the relevant paperwork so the process is clearer. Our focus is the medical side; questions about liability and compensation are best directed to a solicitor.

CTP eligibility

Cyclists injured by a vehicle can generally access the CTP scheme, as the cover follows the vehicle involved. Access may be possible even where the cyclist's own actions played a part, though this can affect a claim. Eligibility and the way a claim is handled depend on the circumstances and the scheme, so it is important to check SIRA and lodge promptly. We do not provide legal advice; questions about entitlements are best directed to SIRA or a solicitor.

Rules vary by circumstance and injury — confirm your situation with SIRA.

Key points

The CTP scheme generally covers cyclists injured by a vehicle
Cyclist injuries can be serious and may need urgent care
Lodging a claim promptly can help avoid issues with time limits
Early medical documentation supports your claim
Check SIRA for current scheme rules and entitlements

Other claimant types

Injured as a Pedestrian by a Motor Vehicle Injured as a Motorcyclist in a Motor Vehicle Accident Injured as a Passenger in a Motor Vehicle Accident

Frequently asked questions

Part of the guide

This guide is part of CTP Claims in NSW: The Complete Guide

Next step

See a CTP doctor about it

Often seen within the week. Telehealth across NSW, or in person where appropriate. No claim number needed to start.

Book an appointment (02) 7238 7379